OCR (Optical Character Recognition)

- Supported document types :
- VN NationaID Card (all types)
- VN Passport
- VN Driver License
- Address data are logically organized into 4 levels
- Returns the confidentiality of each data field
- Automatically recognize the type of identity document
Face and Motion Detection

- Detect face in frame
- Multiple face, single face
- Face is covered
- Face is not in the frame
- Eyes are shut
- Detect expressions
- Smile, grimace, frown, cry, …
- Detect motion
- Turn left, turn right, knock, …
- Generate random sequence of actions
- Intense fraud prevention, request user to comply
Face Indexing and Face Search

- Extract face vector data
- Convert portrait/ selfie to vector and store converted data only
- Generate unique identifier
- Map vector data with unique face/ user id
- Migrate database
- Exact, map, and store your existing face database
- Query face database
- Search customer’s face image in database once user makes transaction
Face Comparison and Quality Check

- Face Compare
- Between Identity/ Additional document portrait and selfie
- Setup decision score
- Flexibly configure Face Comparison decision in FinOS portal
- Adapt changes in Face features
- Able to recognize and compare regardless change in physical characteristics over time (age, hair, glasses, weight, etc.)
Liveness Check

- Active
- Based on Motion Detection, recognize real human action
- Passive
- User holds still and system is able to recognize real human
- Fraud Prevention
- Pre-recorded video
- Check and verify real human or pre-recorded videos
Video Recording and Speech-to-Text

- Support Video Recording and Face Comparison
- Instead of selfie, FinOs enables user captures video and speaks required sentence
- Speech-to-Text
- Support real-time extraction of customer speech content
- Matches with predefined content in the system
- Generate random sentence
- Generate user-specific sentence based on variables (name, dob, etc.)
Standard flow
Architecture
Architecture